Which of these actions is not an unfair method of competition?

The action of replacing coverage written by another producer is not considered an unfair method of competition. In the insurance industry, it is common and acceptable for a producer to explore better options for clients, which may involve replacing existing coverage. When a producer facilitates this action, they are often performing their duty to ensure that clients have the most beneficial policies available to them. This practice becomes problematic only if it is done through dishonest means, such as misrepresentation or undue pressure.

The other options involve unethical practices that can harm competition. Misrepresenting the terms of a policy undermines trust and can mislead consumers into making poor choices about their insurance coverage. Making misleading statements about another insurer can damage that insurer's reputation and is seen as an unfair way to attract business. Intimidating a client to purchase coverage is coercive and infringes on the client’s right to make informed decisions about their insurance. These actions violate principles of fair competition and can lead to disciplinary actions by regulatory authorities.